Buy What YouNeed TodayPay Small
Your Hustle Deserves CreditNo credit history. No stressBuild your credit score. Zero interest. Zero harassment.
Simple steps
HOW IT WORKS
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Sign Up in 5 Minutes
Link your phone and bank account. We verify instantly.
Get Approved instantly
Receive credit from ₦5,000 to ₦50,000 — no collateral required.
Buy & Repay (30 days)
Use your credit today, repay later — it’s flexible and simple.
BENEFITS
Why people choose AkawoPay
WHO'S IT FOR
Made for Nigerian market traders, shop owners, gig workers, students, domestic workers, and small business owners who need flexible credit for inventory, supplies, or essential purchases.
Trusted by Lagos Traders
Before AkawoPay, I used to borrow from friends with high interest. Now I can restock my goods anytime and pay back small small. It really understands our hustle.
Mama Bayo
Alaba Market
I'm a ride-hailing driver, and sometimes I need quick cash to fix my car or buy fuel. AkawoPay helped me stay on the road without stress. Instant approval, no wahala.
Tunde
Lagos Driver
Balancing school expenses is tough, but AkawoPay made it easy to buy what I need and pay later. The app is simple and fast — no long process!
Chioma
Student, UNILAG
Frequently askedquestions
Find clear answers to the questions people like you often ask about using AkawoPay.
Ready to Get What You Need Today?
Join 500+ market traders, shop owners, gig workers, students, and domestic workers on the waitlist. Launching March 2026.