Buy what you need nowPay Little by little
- Friends and family can't always help
- Borrowing too often is embarrassing
- Loan apps come with heavy interest and stress
Simple steps
How AkawoPay Works
Sign up in less than 3 minutes
We only require your phone number and bank account details
Start shopping for products you need instantly
Buy products you need and select a payment plan that works for you
The faster your repay, the higher your credit
Repay quickly and gain access to higher credit
BENEFIT
What can you buy and pay later on AkawoPay
WHY CHOOSE AKAWOPAY?
- Zero interest
- Clear repayment plan
- Built for people with uneven income
- No embarrassing calls or threats
- Credit that grows as you pay back well
WHAT PEOPLE SAY
Trusted by customers and merchants
Before AkawoPay, I used to borrow from friends with high interest. Now I can restock my goods anytime and pay back small small. It really understands our hustle.
Mama Bayo
Alaba Market
I'm a ride-hailing driver, and sometimes I need quick cash to fix my car or buy fuel. AkawoPay helped me stay on the road without stress. Instant approval, no wahala.
Tunde
Lagos Driver
Balancing school expenses is tough, but AkawoPay made it easy to buy what I need and pay later. The app is simple and fast — no long process!
Chioma
Student, UNILAG
Frequently askedquestions
Find clear answers to the questions people like you often ask about using AkawoPay.
Be among the first to try AkawoPay
Early businesses get priority onboarding and dedicated support.
Join 500+ businesses and individuals already on the waitlist.
Launching March 2026.
Buy what you need nowPay Little by little
- Friends and family can't always help
- Borrowing too often is embarrassing
- Loan apps come with heavy interest and stress
Simple steps
HOW IT WORKS
Sign up in less than 3 minutes
We only require your phone number and bank account details
Start shopping for products you need instantly
Buy products you need and select a payment plan that works for you
The faster your repay, the higher your credit
Repay quickly and gain access to higher credit
What can you buy and pay later on AkawoPay?
Why choose AkawoPay?
WHO'S IT FOR
Made for Nigerian market traders, shop owners, gig workers, students, domestic workers, and small business owners who need flexible credit for inventory, supplies, or essential purchases.
Trusted by customers and merchants across Lagos to make buying easier and selling smarter.
Before AkawoPay, I used to borrow from friends with high interest. Now I can restock my goods anytime and pay back small small. It really understands our hustle.
Mama Bayo
Alaba Market
I'm a ride-hailing driver, and sometimes I need quick cash to fix my car or buy fuel. AkawoPay helped me stay on the road without stress. Instant approval, no wahala.
Tunde
Lagos Driver
Balancing school expenses is tough, but AkawoPay made it easy to buy what I need and pay later. The app is simple and fast — no long process!
Chioma
Student, UNILAG
Be among the first to try AkawoPay
Early businesses get priority onboarding and dedicated support.
Join 500+ businesses and individuals already on the waitlist.
Launching March 2026.
Frequently askedquestions
Find clear answers to the questions people like you often ask about using AkawoPay.